Insurance · Sargam Insurance Brokers
We don't just insure — we put it back together
IRDAI-licensed composite insurance broker. We compare the whole market, negotiate the wording in your favour, and fight the claim until you are whole.
- 1,800+
- Businesses insured
- 35+
- Insurer partners
- ₹100 Cr+
- Claims facilitated
- 93%+
- Claim success rate
- <60 days
- Average settlement
Who we are
We work for you — not the insurer.
Sargam Insurance Brokers is an IRDAI-licensed composite insurance broker (Licence No. 577, IBAI membership 11577) working across India.
We represent you — not any single insurer. We compare the whole market, negotiate policy wording in your favour, and stay on your side of the table when a claim is filed. Because the moment that matters is not when you buy the policy; it is the day you need it to pay.
From a single fleet vehicle to a ₹500-crore construction project, we place and service cover across personal, employee-benefit and commercial risk — with a dedicated claims advocate for every client.
Commercial Insurance
Fire, property, engineering, marine and liability cover for business.
Discuss commercial insurancePersonal Insurance
Health, life, motor and home — structured properly.
Discuss personal insuranceEmployee Benefits
Group health, life and accident plans for your team.
Discuss employee benefitsClaims Advocacy
A dedicated advocate who fights the claim to settlement.
Discuss claims advocacyCoverage Consultation
Wording reviewed and negotiated in your favour.
Discuss coverage consultationPartner Programme
Quotes, tracking and commissions for sub-agents and POSPs.
Discuss partner programmeGet a quote
Tell us the risk. We'll bring the market to you.
- No-obligation market comparison
- Wording negotiated in your favour
- A dedicated claims advocate